Jim Coleman Auto

10400 Auto Park Ave
Bethesda, MD 20817
Phone: 301-469-2100
Fax: 301-469-2164

Jim Coleman Scion Dealership -

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Finance

Effective from August 5 thru September 30, 2009
** After September 30, 2009, all rates and terms may change. All other program parameters remain unchanged.

Vehicle

Max Term

Zone 1+
(Incl. Waived Security Deposit)
FICO
720+

Zone 1
(Incl. Waived Security Deposit)
FICO
719-690

Zone 2
(Incl. Waived Security Deposit)
FICO
689-670

Zone 3
(Incl. Waived Security Deposit)
FICO
669-650

Zone 4

FICO
649-630

Zone 5

FICO
629-610

Zone 6

FICO
609-580

Zone 7

FICO
579-520

2010 Scion xD

36**

0.00159

0.00159

0.00159

0.00159

0.00345

0.00424

0.00483

0.00601

2010 Scion xB

36**

0.00166

0.00166

0.00166

0.00166

0.00355

0.00434

0.00494

0.00613

2010 Scion tC

36**

0.00183

0.00183

0.00183

0.00183

0.00370

0.00449

0.00508

0.00627

MSRP/Avg. Retail Book Value Maximum Advance*

 

120%

115%

110%

105%

100%

100%

95%

95%

Vehicle

Max Term

Zone 1+
(Incl. Waived Security Deposit)
FICO
720+

Zone 1
(Incl. Waived Security Deposit)
FICO
719-690

Zone 2
(Incl. Waived Security Deposit)
FICO
689-670

Zone 3
(Incl. Waived Security Deposit)
FICO
669-650

Zone 4

FICO
649-630

Zone 5

FICO
629-610

Zone 6

FICO
609-580

Zone 7

FICO
579-520

Scion New Vehicles

37 to 60

0.00265

0.00275

0.00320

0.00390

0.00440

0.00520

0.00580

0.00700

Scion Certified Pre-Owned Vehicles

60

0.00265

0.00275

0.00320

0.00390

0.00440

0.00520

0.00580

0.00700

MSRP/Avg. Retail Book Value Maximum Advance*

 

120%

115%

110%

105%

100%

100%

95%

95%

* TFS’ standard advance policy is as follows: Applicable MSRP % / Average Retail Book Value % (from above) + Dealer Installed Options + LA&H + GAP/DCA + VSA + TAC + Dealer Paid Acquisition Fee + Dealer Paid Tax, Title and License.

Qualified applicants without bureau FICO score are eligible for Zone 7. For <520 FICO scores, add 0.00040 RCF to the Zone 7 RCF. (90% Maximum advance*; Decision Faxback 71).

Jim Coleman Scion Dealership -

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Finance
Description    
Finance Rates 60mo/66mo/72mo  
Zone 1+ Fico 720+  4.99/5.49/5.94  
Zone 1 Fico 719-690  5.59/6.09/6.44  
Zone 2 Fico 689-670  6.84/7.24/7.74  
Zone 3 Fico 669-650  9.69/10.49/10.64  

Zone 4 Fico
649-630

 13.14/14.04/14.24  
Available with approved credit    
Certified Pre-Owned Rates    
Zone 1+ Fico 720+ 4.99/5.49/5.94  
Zone 1 Fico 719-690 5.59/6.09/6.44  
Zone 2 Fico 689-670 6.84/7.24/7.74  
Zone 3 Fico 669-650 9.69/10.49/10.64  
Zone 4 Fico
649-630
13.14/14.04/14.24  
Available with approved credit    
Lease Factors    
Zone 1+ Fico 720+ up to 60 months  0.00265  
Zone 1 Fico 719-690 up to 60 months  0.00275  
Zone 2 Fico 689-670 up to 60 months  0.00320  
Zone 3 Fico 669-650 up to 60 months  0.00390  
Zone 4 Fico 649-630 up to 60 months  0.00440  
Available with approved credit    
Scion xA and xB New Vehicle Protection Plans Years/Miles/Price  
Platinum Protection - $50 Deductible 3/50K=$1095, 4/65K=$1195, 5/60K=$1295, 6/75K=$1397, 6/100K=$1497, 7/75K=$1447, 7/100K=$1675
Platinum Protection - $0 Deductible 3/50K=$1145, 4/65K=$1245, 5/60K=$1345, 6/75K=$1447, 6/100K=$1547, 7/75K=$1497, 7/100K=$1725
Gold Protection - $50 Deductible 3/80K=$1095, 5/60K=$1270, 5/80K=$1295, 5/100K=$1395, 6/75K=$1295, 6/100K=1495, 7/75K=$1395, 7/100K=$1595
Gold Protection - $0 Deductible 3/80K=$1145, 5/60K=$1320, 5/80K=$1345, 5/100K=$1445, 6/75K=$1345, 6/100K=1545, 7/75K=$1445, 7/100K=$1645
Powertrain Protection - $50 Deductible 6/100K=$1295.00
Powertrain Protection - $0 Deductible 6/100K=$1345.00
Scion tC New Vehicle Protection Plans Years/Miles/Price  
Platinum Protection - $50 Deductible 3/50K=$1095, 4/65K=$1195, 5/60K=$1295, 6/75K=$1397, 6/100K=$1497, 7/75K=$1367, 7/100K=$1675  
Platinum Protection - $0 Deductible 3/50K=$1145, 4/65K=$1245, 5/60K=$1345, 6/75K=$1447, 6/100K=$1547, 7/75K=$1417, 7/100K=$1725  
Gold Protection - $50 Deductible 3/80K=$1095, 5/60K=$1270, 5/80K=$1295, 5/100K=$1395, 6/75K=$1295, 6/100K=1495, 7/75K=$1395, 7/100K=$1595
Gold Protection - $0 Deductible 3/80K=$1145, 5/60K=$1320, 5/80K=$1345, 5/100K=$1445, 6/75K=$1345, 6/100K=1545, 7/75K=$1445, 7/100K=$1645  
Powertrain Protection - $50 Deductible 6/100K=$1295.00  
Powertrain Protection - $0 Deductible 6/100K=$1345.00  
Other Products    
Guaranteed Auto Protection (GAP) Depending on the term of the finance or lease contract $335.00 - $600.00

 

*Program not available in Alabama, Florida, Hawaii, Georgia, North Carolina and South Carolina. In all of those states other than Hawaii, similar programs may be available through participating Scion dealers and World Omni Financial Corp. Program is available on approved credit to qualified customers through Toyota Financial Services and participating Scion dealers. When financing through your Scion dealer and Toyota Financial Services, lower Annual Percentage Rates may be available on approved credit to qualified buyers.

APR may vary if the Amount Financed exceeds TFS's Maximum Advance for the contract, your FICO score is below 520 and/or you apply for 72-84 month financing. Ask your dealer to explain how APRs vary for FICO scores below 520 and 72-84 month financing.

Maximum Advance means the total amount financed less cancelable optional products financed with the vehicle, expressed as a percent of dealer invoice (new). Finance contracts with Maximum Advances of over 120% for applicants with FICO Scores of more than or equal to 650 or over 100% for FICO scores of less than 650 will result in an increase of the APR by .25 or .50 respectively.

The APR on a finance contract with a Loan to Value of between 80.01% to 90% will be decreased by .25. The APR on a finance contract with a Loan to Value of less than or equal to 80% will be decreased by .50. Loan to value ratio means the total amount financed under your vehicle installment sale contract, expressed as a percent of dealer invoice (new). Please ask your dealer for details.

Program and Annual Percentage Rates are subject to change or termination at any time. Please see your participating Scion dealer for details

 

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